We remain open and committed to providing services for our clients. For more information on our Coronavirus (COVID-19) procedures, Click Here

How to Pay for Drug Rehab

Home » Blog » How to Pay for Drug Rehab

How To Pay For Drug Rehab

No matter how serious a substance use disorder is, some level of professional treatment is vital. Those who are on the brink of addiction may benefit from outpatient treatment services. While those who have been battling long-term drug addiction may find themselves better suited for inpatient rehab. If you have a drug addiction, going to drug rehab is critical for your future. 

By the time you realize that you need drug rehab, you may not be in a state of mind where you can iron out all the details about your involvement in care. You might not even be in a place where you can fully process what is happening in your life. That’s completely normal. But when it’s time to pay for your drug rehab, you will need to know just what to expect.      

It is no secret that drug rehab can be costly. The unfortunate aspect of this is that most people needing treatment have squandered away their funds to support their addiction. They are living in low-income areas, or need to find some way to obtain free rehab. The cost of professional addiction treatment is by far one of the most common barriers to treatment for those who need it most, as it is not typically fully covered by most insurance companies, nor is it usually affordable out-of-pocket. So, when the time comes for you to pay for rehab, you are going to want to know what your options are so that you can figure out what works best with your financial situation.

How to Pay for Drug Rehab 

If you need drug rehab, there is usually no way around it. Attempting to get sober on your own and maintaining your recovery without the skills and support of others is nearly impossible. It is imperative that you look at drug rehab as an investment rather than just another thing tying you to debt. That is because drug rehab saves lives, especially the lives of those who need it the most. So, do everything you can to make peace with that and go forward with a plan that works for you best. 

There are all types of drug rehab facilities that you can attend, ranging from private rehab and public rehab to Christian-based rehab and gender-specific rehab. When you decide which type of rehab is right for you, it is time to figure out how to go about paying for it. Some options include the following:

  • Financing — Many drug rehabs offer financing options, similar to what you might see in colleges. You can take out the money you need via a loan and develop a repayment plan. This allows you to start your treatment as quickly as possible. Also it gives you the opportunity to plan ahead on how to make regular payments.    
  • Insurance — Insurance companies have come a long way when it comes to providing coverage for substance use disorder services. The Mental Health Parity and Addiction Equity Act of 2008 states that insurance companies must provide the same level of coverage to mental health/substance abuse treatment as it does for medical and surgical purposes. Therefore, if you are insured, you can receive coverage. Coverage may only be partial and you may need to attend a treatment center within the network to access that coverage, but it can help take down what you owe by a significant amount. The leftover tab you receive will need to be paid out-of-pocket, but depending on your coverage, that might not be an outrageous number. You need to call and speak with your insurance company to know what your plan allows you to do and what it restricts you from.
  • Asking for help — Many people who are at the point of needed drug rehab have little to no financial resources. If you don’t have insurance and you are currently low income or have no money to pay for drug rehab, asking for help can work. Asking friends or family for money to help pay for your drug rehab might seem like an outrageous request. But many loved ones of a drug addict agree to pay for treatment because of how important it is. If you borrow from loved ones, you can work with them to develop your own repayment plan. You can replace the funds they have taken out to help you get back on your feet.
  • Selling assets — Nothing about addiction is glamorous, despite what you might see in the movies or on TV. If you are unable to obtain financing, do not have insurance, and your loved ones are unable to pay for your treatment, you may need to get creative. As tough as it will be, consider selling off some of your assets if you can. For example, you can sell an unused car, boat, etc. to help pay for the cost of care. Getting as creative as possible can help you rake in some cash that you can put towards your recovery. 

No matter where you may be in your finances, do not let it detract you from attending drug treatment. Those who go through addiction treatment programs have higher success rates in their recovery and are less likely to relapse. Studies show that the longer you remain in rehab, the more promising the outcome. So, if you are battling drug addiction and can’t stop on your own, reach out for help

Do You Need Help? Call Us Today.

Get started on the road to recovery. Call us right now. Connect to one of our admissions professionals who can walk you through what to expect from a financial standpoint.

Do not wait. Call us right now. We are here to help you overcome the challenges of drug addiction. Guide you towards living a happy, healthy, drug-free life.  


  • Hathaway Recovery Center is the real deal. They helped me find myself when I was completely lost. After I lost the mother of my child due to a tragic accident. The therapists and counselors truly cared. We made a relationship with each other that was unbreakable. The other clients were awesome roommates and true to me. The house managers were great and the living situations were awesome. If I ever even think about slipping up I’ll be returning. Today I have over one year clean.

    Jimmie R.
  • After searching many rehabs and after spending so much money to useless facilities we finally found Hathaway . From the bottom of my heart I would like to thank all the staff and all the residents that made my sons recovery easier from beginning to end.

    Gayane A.
  • Hathaway truly saved my life. I am so grateful to have had an opportunity to go there. I came in at absolute rock bottom, 9 rehabs later and countless sober livings. I can tell you that this treatment center is different then every other one I’ve ever been to.

    Justin J.
  • After running into some trouble with the law, a substance abuse counselor suggested that I check myself into Hathaway Recovery. Hathaway Recovery helped me get my life back together one step at a time. Through discipline, routine, and structure, I can honestly say that this treatment center has helped me tremendously! The staff are very helpful and caring to each person’s needs, and helped me to realize the beauty of living a sober life.

    Josh M.
  • Hathaway Recovery stuff saw potential In me when I couldn’t. They showed me a new way of life, a better life. Coming to Hathaway recovery is the best decision I’ve ever made. I’m beyond grateful for everything the program has done for me!

    Gilberto F.
  • Finally, Hathaway is a Treatment Center that offers a holistic approach to addiction. This center offers a safe place, community and a network to grow with throughout your recovery process. They make you feel that you are NOT alone. The leadership has been in your shoes!!! Hathaway Recovery is more than just a temporary fix, it is a foundation, a movement, a family to be a part of.

    Anthony P.
  • One of the best places I have been too! They really know how to treat you and very professional!

    Ashley A.
  • Hathaway Recovery and their staff have been nothing but supportive and understanding throughout our family member’s journey. I truly appreciate all the staff and their hard work. The communication has been great and has provided us a really positive experience. I would highly recommend this facility to anyone looking for a rehabilitation center for themselves or a loved one. Thank you Hathaway Recovery!

    Lilit H.
  • Hathaway Recovery is a very solid, very friendly place. My boyfriend decided to go here and has spent a significant amount of time at the recovery house. They are very good at bringing clients to meetings and on fun outings occasionally! Hathaway is committed to their clients’ recovery and their sobriety and to helping them in any way possible. They go above and beyond for the clients and I definitely would recommend considering Hathaway for your sobriety/recovery.

  • Hathaway is a warm caring treatment oriented environment to receive help from various addictions and behavioral problematic issues. The location itself is serene and safe.. I enjoyed the both staff/professional’s and patient’s… It has many services available, a very unique place… I recommend anyone to come and receive long-term treatment here at Hathaway…

  • Hathaway Recovery is a very solid, very friendly place. My boyfriend decided to go here and has spent a significant amount of time at the recovery house. They are very good at bringing clients to meetings and on fun outings occasionally! Hathaway is committed to their clients’ recovery and their sobriety and to helping them in any way possible. They go above and beyond for the clients and I definitely would recommend considering Hathaway for your sobriety/recovery.

  • “There was no longer any doubt in my mind that I was in the right place for my drug abuse treatment, “Of all the rehabs I could have chosen, I am glad I picked The Hathaway Recovery Support hope respect and care is what i was offered thanks for everything Hathaway recovery you are the best

  • Hathaway Recovery is an awesome place the whole staff has been so helpful they are very professional and very nice Hathaway recovery is a great place to get your addiction treated my brother is doing very well there and we are so glad they were very understanding and willing to help him.

  • A very welcoming environment and kind hearted staff that really took care of my relative and cleaned him up. Thanks Hathaway recovery.

  • When your loved one is sick and needs help you look for the best and I found the best for my son thank you for everything you did for him.


    Hathaway Recovery is an exclusive addiction rehab treatment center in California offering healing recovery from all substances. We’re proud to provide a great combination for drug, alcohol, psychiatric and psychological recovery treatment backed by experts in the addiction treatment field. Our drug and alcohol rehab is built on the cornerstone of care and compassion and accommodates clients and their families from all backgrounds to educate, inform, and create change around substance use disorder. In a secluded mountain hill luxury resort, our facility offers a therapeutic environment and array of clinical modalities to help individuals and their families. Our staff are also multilingual to address the needs of clients from anywhere in the world.


    Contact us

    Check if Your Insurance Covers Full Treatment

      All treatment inquiries and personal information is always kept confidential. By clicking submit, I acknowledge that I have read and understood the Policy and Privacy.
      Private pay and most insured policies (PPO) are accepted. In network with Multiplan, Tricare. UNFORTUNATELY AT THIS TIME, WE ARE NOT ABLE TO ACCEPT MEDI-CARE, MEDI-CAL, MEDI-CAID, IEH-P, KAISER.

      Copyright © 2022 Hathaway Recovery Center · Privacy Policy · Employment Opportunities


      24/7 Help Is Standing By, Call Us Now
      Granted for